The Reserve Bank of India (RBI) announced revised guidelines for the Kisan Credit Card (KCC) Scheme on June 22, 2026. The changes aim to simplify the credit process, rationalise interest rates, and improve farmers' access to agricultural credit. The KCC Scheme was launched in 1998 to provide farmers with timely and adequate credit for crop and other agricultural needs. The revision is part of India's broader Digital India and Financial Inclusion agenda.
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RBI Revises Kisan Credit Card (KCC) Scheme Guidelines; Key Changes for Farmers
Key Points
- The Reserve Bank of India (RBI) announced revised guidelines for the Kisan Credit Card (KCC) Scheme on June 22, 2026
- The changes aim to simplify the credit process, rationalise interest rates, and improve farmers' access to agricultural credit
- The KCC Scheme was launched in 1998 to provide farmers with timely and adequate credit for crop and other agricultural needs
- The revision is part of India's broader Digital India and Financial Inclusion agenda
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• RBI: revised KCC (Kisan Credit Card) Scheme guidelines (June 22, 2026) • KCC Scheme: launched 1998; provides timely, adequate credit to farmers • Goals: simplify credit process, rationalise interest rates • RBI: India's central bank; Governor: Sanjay Malhotra (26th); established 1935
