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मंगलवार, 5 अगस्त 2026

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SSC · Railway · Banking · UPSC · State PSC

Economy

RBI MPC August 2026: Repo Rate Held at 5.25% for 4th Consecutive Time; GDP Forecast 6.6%, CPI 5.1%

RBI Governor Sanjay Malhotra announced the August 2026 Monetary Policy Committee (MPC) decision on August 5, 2026 — the benchmark repo rate kept unchanged at 5.25% for the fourth consecutive time. The MPC maintained its neutral policy stance. The RBI projected FY27 real GDP growth at 6.6% and CPI inflation at 5.1%. The RBI had cumulatively cut rates by 125 basis points during 2025. June 2026 CPI at 4.38% was above the 4% target for the first time in 17 months, with elevated crude prices (West Asia tensions) and global uncertainties influencing the cautious stance. MPC met August 3-5, 2026. Current rates: Repo 5.25%, SDF 5.0%, MSF/Bank Rate 5.5%.

Key Points

  • RBI Governor Sanjay Malhotra announced the August 2026 Monetary Policy Committee (MPC) decision on August 5, 2026 — the benchmark repo rate kept unchanged at 5.25% for the fourth consecutive time
  • The MPC maintained its neutral policy stance
  • The RBI projected FY27 real GDP growth at 6.6% and CPI inflation at 5.1%
  • The RBI had cumulatively cut rates by 125 basis points during 2025
  • June 2026 CPI at 4.38% was above the 4% target for the first time in 17 months, with elevated crude prices (West Asia tensions) and global uncertainties influencing the cautious stance
  • MPC met August 3-5, 2026
  • Current rates: Repo 5.25%, SDF 5.0%, MSF/Bank Rate 5.5%
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Exam Note

• RBI MPC August 2026: Repo Rate unchanged at 5.25%; Neutral stance; August 5, 2026 announcement • 4th consecutive hold; 125 bps cumulative cuts in 2025; Governor: Sanjay Malhotra (since Dec 2024) • FY27 projections: Real GDP 6.6% + CPI inflation 5.1% • MPC: 6 members (3 RBI + 3 external GoI); rates: Repo 5.25%, SDF 5.0%, MSF 5.5%

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