J&K Bank Recruitment 2026 — 1,397 Probationary Officer & Banking Associate Posts (J&K and Ladakh) | Apply by 26 November 2026
Jammu & Kashmir Bank has issued four notifications for 1,397 posts — Probationary Officer 323 (J&K) and 20 (Ladakh), and Banking Associate 1,033 (J&K) and 21 (Ladakh). Graduates aged 20–30 as on 1 January 2026 with domicile of the UT they apply for can register online from 7 to 26 November 2026. POs are selected through IBPS prelims, mains and interview; Banking Associates through a single online exam.
1,397
Total Posts
Banking Associate ₹24,050–64,480; Probationary Officer (JMGS-I) ₹48,480–85,920
Salary
20–30
Age (yrs) · Check yours →
J&K Bank branches in the UT of Jammu & Kashmir and the UT of Ladakh
Location
Timeline
1 Jan 2026
7 Nov 2026
JKB/HR/Rectt/2026-492 to 495
7 Nov 2026
26 Nov 2026
Both days inclusive
J&K Bank notifies 1,397 posts — PO 343 and Banking Associate 1,054 across J&K and Ladakh
📷 फॉर्म के लिए फोटो और सिग्नेचर तैयार करें
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About This Notification
J&K Bank released one notification per post for each Union Territory. Candidates apply under the notification matching their domicile; IBPS conducts the online exams.
Notifications and posts
| Notification | Post | UT | Posts |
|---|---|---|---|
| JKB/HR/Rectt/2026-492 | Probationary Officer | J&K | 323 |
| JKB/HR/Rectt/2026-493 | Banking Associate | J&K | 1,033 |
| JKB/HR/Rectt/2026-494 | Probationary Officer | Ladakh | 20 |
| JKB/HR/Rectt/2026-495 | Banking Associate | Ladakh | 21 |
| Total | 1,397 |
Key facts
- Apply online: 7 to 26 November 2026 (fee payment same dates)
- Age: 20–30 years as on 01.01.2026 (born 01.01.1996 to 01.01.2006)
- PO: prelims → mains → interview (mains 80% + interview 20%)
- Banking Associate: one online exam, no interview
- Pay: PO ₹48,480 basic; Banking Associate ₹24,050 basic
- Posting in first allotted zone for 5 years
Key Details
Organization
Jammu & Kashmir Bank Ltd.
Exam Name
Recruitment of Probationary Officers and Banking Associates — Notifications JKB/HR/Rectt/2026-492, 493, 494 and 495 dated 07.11.2026
Total Posts
1,397
Job Location
J&K Bank branches in the UT of Jammu & Kashmir and the UT of Ladakh
Selection Process
PO: Preliminary → Mains (objective + descriptive) → Interview; Banking Associate: single online exam. Both conducted by IBPS.
Official Website
https://jkb.bank.in/career
Eligibility Criteria
⚠️ UT domicile mandatory
⚠️ Only domiciles of the UT of J&K can apply for J&K posts and only domiciles of the UT of Ladakh for Ladakh posts; domicile certificate required
⚠️ 5 years in allotted zone
⚠️ Selected candidates must serve at least 5 years in the zone first allotted, with no transfer outside it on any ground
⚠️ Service bond
⚠️ PO: ₹2,00,000 for 2 years' service (2-year probation); Banking Associate: ₹1,00,000 for 6 months (6-month probation)
Graduation percentage
Enter to two decimals; convert CGPA/OGPA to percentage; fractions ignored
Educational Qualification
Graduate in any discipline from a university recognised by the Government of India (or equivalent recognised by Central Government/UGC), held on the last date of registration. Domicile of the UT of J&K for J&K posts, or of the UT of Ladakh for Ladakh posts.
Age Limit
General Category: 20–30 years
20–30 years as on 01.01.2026. J&K posts: SC/ST 5 years; OBC, ALC/IB residents and backward-area residents 3 years; PwD 10 years; ex-servicemen (Banking Associate) service + 3 years up to 48. Ladakh posts: SC/ST/LAC residents 5 years; PwBD 10 years; ex-servicemen (Banking Associate) up to 48. Ladakh PO candidates get a one-time additional 5 years (GAD Order 280-LA(GAD) of 2025), total capped at 56. J&K Bank apprentices with UT domicile get 1 extra year for Banking Associate.
Important Dates
Notification Released
7 Nov 2026
JKB/HR/Rectt/2026-492 to 495
Application Start
7 Nov 2026
Application End
26 Nov 2026
Both days inclusive
Age Reckoning Date
1 Jan 2026
| Event | Date | Note |
|---|---|---|
| ✓Notification Released | 7 Nov 2026 | JKB/HR/Rectt/2026-492 to 495 |
| ✓Application Start | 7 Nov 2026 | — |
| NEXTApplication End | 26 Nov 2026 | Both days inclusive |
| ✓Age Reckoning Date | 1 Jan 2026 | — |
Vacancy Breakup — Total: 1,397
Probationary Officer — UT of J&K (2026-492)
323Pay Scale: JMGS-I ₹48,480–85,920
Banking Associate — UT of J&K (2026-493)
1,033Pay Scale: ₹24,050–64,480
Probationary Officer — UT of Ladakh (2026-494)
20Pay Scale: JMGS-I ₹48,480–85,920
Banking Associate — UT of Ladakh (2026-495)
21Pay Scale: ₹24,050–64,480
| Post Name | Total | GEN | OBC | SC | ST | EWS | PH | Female | Pay Scale |
|---|---|---|---|---|---|---|---|---|---|
| Probationary Officer — UT of J&K (2026-492) | 323 | — | — | — | — | — | — | — | JMGS-I ₹48,480–85,920 |
| Banking Associate — UT of J&K (2026-493) | 1,033 | — | — | — | — | — | — | — | ₹24,050–64,480 |
| Probationary Officer — UT of Ladakh (2026-494) | 20 | — | — | — | — | — | — | — | JMGS-I ₹48,480–85,920 |
| Banking Associate — UT of Ladakh (2026-495) | 21 | — | — | — | — | — | — | — | ₹24,050–64,480 |
| Total | 1,397 |
Application Fee
Payment Mode: Online
Plus GST; non-refundable
PO Prelims / Banking Associate Online Exam — Exam Pattern
English 30Q/30M, Quantitative Aptitude 35Q/30M, Reasoning 35Q/40M (20 min each)
Questions
100
Marks
100
Duration
60 min
Negative
1/4 per wrong answer
| Subject | Questions | Marks | Duration | Negative Marking | Mode |
|---|---|---|---|---|---|
| English 30Q/30M, Quantitative Aptitude 35Q/30M, Reasoning 35Q/40M (20 min each) | 100 | 100 | 60 min | 1/4 per wrong answer | online |
Sectional and aggregate cut-offs (40% General, 35% reserved). For Banking Associate this is the only exam.
PO Mains — Objective — Exam Pattern
Reasoning 40Q/60M, General/Economy/Banking Awareness 50Q/60M, English 40Q/20M, Data Analysis & Interpretation 40Q/60M
Questions
170
Marks
200
Duration
160 min
Negative
1/4 per wrong answer
| Subject | Questions | Marks | Duration | Negative Marking | Mode |
|---|---|---|---|---|---|
| Reasoning 40Q/60M, General/Economy/Banking Awareness 50Q/60M, English 40Q/20M, Data Analysis & Interpretation 40Q/60M | 170 | 200 | 160 min | 1/4 per wrong answer | online |
PO Mains — Descriptive — Exam Pattern
Essay and comprehension (2 questions)
Marks
25
Duration
30 min
| Subject | Questions | Marks | Duration | Negative Marking | Mode |
|---|---|---|---|---|---|
| Essay and comprehension (2 questions) | — | 25 | 30 min | No | online |
PO Interview — Exam Pattern
Interview by the Bank
Marks
100
| Subject | Questions | Marks | Duration | Negative Marking | Mode |
|---|---|---|---|---|---|
| Interview by the Bank | — | 100 | — | No | offline |
Final merit: mains 80% + interview 20%
Step 1: Pick the right notification
Choose PO or Banking Associate under the UT matching your domicile — J&K (492/493) or Ladakh (494/495).
Step 2: Apply by 26 November
Register on the IBPS portal via jkb.bank.in careers, upload photo, signature, left thumb impression, handwritten declaration and PDFs (up to 500 KB), choose six exam centres, and pay the fee.
Step 3: Prepare for the exam
Both posts start with the same 100-mark, 60-minute online test; PO candidates then take mains and interview.
Latest Updates
7 Nov
2026
🔔 J&K Bank notifies 1,397 posts — PO 343 and Banking Associate 1,054 across J&K and Ladakh
Four notifications (492–495); apply 7 to 26 November 2026; UT domicile required.
J&K Bank CareersWhy some sites show 1,053 or 323
J&K Bank issued four separate notifications. Some sites list only part of the drive — for example 1,053 (Banking Associate J&K 1,033 + PO Ladakh 20) or 323 (PO J&K only). The complete total across all four notifications is 1,397.
