IBPS

Banking

Institute of Banking Personnel Selection

📍 Mumbai, Maharashtra📅 Est. 1975💰 ₹23,700 – ₹1,05,640/month basic (PO/Clerk; CTC ₹7–14 LPA with allowances)🌐 Official Website ↗

Institute of Banking Personnel Selection (IBPS) is an autonomous body that conducts recruitment examinations for Public Sector Banks (PSBs) and Regional Rural Banks (RRBs) across India. IBPS recruits for posts of Probationary Officer, Management Trainee, Clerk, Specialist Officer, and RRB posts. It provides HR services to 11 nationalised banks and over 43 Regional Rural Banks.

Exams Conducted

IBPS POAnnual (August–November cycle)

Common Recruitment Process for POs/MTs

Probationary Officer / Management Trainee in 20 participating public sector banks.

💰 ₹23,700 – ₹42,020/month basic (JMG Scale I); CTC approx ₹8–10 LPA including allowances

Graduation in any discipline. Age 20–30 years. Computer literacy required. Valid Mark Sheet from graduation required at time of joining.

Exam Pattern

Prelims: 100 MCQs — English Language (30, 20 min), Reasoning Ability (35, 20 min), Quantitative Aptitude (35, 20 min) | Total 60 min | Sectional cutoff applies Mains: 155 MCQs — Reasoning & Computer Aptitude (45, 60 min) + English Language (35, 40 min) + Data Analysis & Interpretation (35, 45 min) + General Economy/Banking Awareness (40, 35 min) | 200 marks Descriptive: 2 questions — Letter Writing + Essay | 25 marks | 30 min (simultaneous with Mains online) Interview: 100 marks | Minimum qualifying: 40% General, 35% SC/ST/OBC/PwD Final Merit: Mains score (80%) + Interview score (20%)

IBPS ClerkAnnual (September–January cycle)

Common Recruitment Process for Clerks

Clerical cadre posts in 20 participating public sector banks.

💰 ₹11,765 – ₹31,540/month basic; CTC approx ₹3.5–5 LPA

Graduation in any discipline. Age 20–28 years. Knowledge of local/official language of the state of vacancy preferred.

Exam Pattern

Prelims: 100 MCQs — English Language (30, 20 min), Numerical Ability (35, 20 min), Reasoning Ability (35, 20 min) | Total 60 min | Sectional cutoff applies Mains: 190 MCQs — General/Financial Awareness (50, 35 min) + English Language (40, 35 min) + Reasoning Ability & Computer Aptitude (50, 45 min) + Quantitative Aptitude (50, 45 min) | Total 200 marks, 160 min No interview for Clerk posts | Provisional allotment based on Mains score + language preference

IBPS SOAnnual (October–January cycle)

Common Recruitment Process for Specialist Officers

Specialist Officer posts — IT, Law, HR, Marketing, Agriculture officers in PSBs.

💰 ₹23,700 – ₹42,020/month basic (JMG Scale I); ₹31,705+ for Scale II posts

Graduation + relevant specialization: Engineering degree (IT Officer), Law degree (Law Officer), MBA HR (HR Officer), Graduation + AMFI/NCFM for Marketing Officer, Agriculture/Horticulture/Allied degree (AFO). Age 20–30 years.

Exam Pattern

Prelims: English Language (50 Qs, 25 marks, 40 min) + Reasoning (50 Qs, 50 marks, 40 min) + Quantitative Aptitude (50 Qs, 25 marks, 40 min) | Total 120 min Mains: Professional Knowledge test — 60 MCQs (60 marks, 45 min) in chosen discipline (IT/Law/HR/Marketing/Agriculture/Finance) Interview: 100 marks | Merit = 80% Mains + 20% Interview

IBPS RRB POAnnual (June–November cycle)

Common Recruitment Process for RRBs — Officer Scale I/II/III

Officer Scale-I (Assistant Manager) in Regional Rural Banks.

💰 ₹15,000 – ₹19,000/month basic (Officer Scale I in Rural Banks); Scale II ₹19,400+, Scale III ₹25,700+

Graduation in any discipline. Age 18–30 years (Officer Scale I), 21–32 years (Scale II), 21–40 years (Scale III). Proficiency in local language of the state of vacancy.

Exam Pattern

Prelims: Reasoning (40 Qs, 40 marks, 30 min) + Quantitative Aptitude (40 Qs, 40 marks, 30 min) | 80 marks, 60 min | Sectional cutoff Mains: Reasoning (40 Qs, 50 marks) + Computer Knowledge (40 Qs, 20 marks) + General Awareness (40 Qs, 40 marks) + English/Hindi Language (40 Qs, 40 marks) + Quantitative Aptitude (40 Qs, 50 marks) | 200 marks, 120 min Interview: 100 marks | Merit = 80% Mains + 20% Interview

IBPS RRB ClerkAnnual (June–November cycle)

Common Recruitment Process for RRBs — Office Assistant

Office Assistant (Multipurpose) in Regional Rural Banks.

💰 ₹7,200 – ₹19,300/month basic (Office Assistant in Rural Banks); CTC approx ₹2–3 LPA

12th Pass (Intermediate). Age 18–28 years. Must be proficient in local language of the state (spoken and read/write).

Exam Pattern

Single Exam (No Prelims): Reasoning (40 Qs, 40 marks, 30 min) + Numerical Ability (40 Qs, 40 marks, 30 min) + General Awareness (40 Qs, 40 marks, 25 min) + English/Hindi Language (40 Qs, 40 marks, 25 min) + Computer Knowledge (40 Qs, 40 marks, 15 min) | 200 marks, 120 min No interview | Provisional allotment based on single exam score + language preference

Eligibility

›Age: 20–30 years for PO/MT and SO, 20–28 years for Clerk, 18–30 years for RRB posts (General category)
›Education: Graduation in any discipline from a recognised university
›Computer Literacy: Proficiency in MS Office and internet operations required
›Language: Knowledge of official/local language of the state of vacancy is preferred for Clerk posts
›Age Relaxation: SC/ST – 5 yrs, OBC – 3 yrs, PwD – 10 yrs, Ex-Servicemen – 5 yrs

Selection Process

›For PO/MT: Stage 1 — Prelims (English 30 Qs + Reasoning 35 Qs + Quant 35 Qs | 60 min | sectional cutoff)
›For PO/MT: Stage 2 — Mains (Reasoning 45 + English 35 + Data Analysis 35 + GK 40 = 155 Qs + Descriptive English 2 Qs | 180+30 min)
›For PO/MT: Stage 3 — Interview (100 marks, must score 40% General / 35% SC/ST/OBC/PwD)
›For PO/MT: Final Merit = 80% Mains + 20% Interview
›For Clerk: Stage 1 — Prelims (English 30 + Reasoning 35 + Numerical 35 | 60 min)
›For Clerk: Stage 2 — Mains (GFA 50 + English 40 + Reasoning 50 + Quant 50 | 160 min) | No interview
›For SO: Prelims + Professional Knowledge Mains + Interview | Discipline-specific knowledge tested

Departments & Posts

›Probationary Officer / Management Trainee — Branch banking, credit, operations, trade finance
›Specialist Officer — IT Officer, HR/Personnel Officer, Law Officer, Marketing Officer, Agriculture Field Officer, Rajbhasha Officer
›Clerk (Office Assistant) — Cash, accounts, passbook, customer service at branch
›RRB Officer Scale I — Rural branch management, agriculture credit
›RRB Officer Scale II/III — Specialist and senior management roles in rural banks
›RRB Office Assistant — Daily operations at rural bank branches
›Banks covered: Bank of Baroda, Bank of India, Canara Bank, Central Bank, Indian Bank, UCO Bank, Union Bank, PNB, IOB, Bank of Maharashtra, Punjab & Sind Bank

Joining Process

›Step 1: Receive provisional allotment letter with assigned bank name and posting location
›Step 2: Report to the Regional/Zonal Office of the allotted bank with all original documents
›Step 3: Complete pre-joining medical examination at a bank-empanelled hospital
›Step 4: Submit educational certificates, caste certificate, experience/relieving letter (if applicable)
›Step 5: Attend induction and orientation training at the bank's Staff Training College (2–4 weeks)
›Step 6: On-the-job training at a branch under a senior officer for 3–6 months
›Step 7: Confirmation of service after probation period (1–2 years) and passing internal exams (JAIIB/CAIIB for PO promotion)